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Payment & Financing

Flexible Payment Options

At Pranessa, we know that jewelry often marks life’s most special moments—or simply a gift to yourself. That’s why we offer a wide variety of payment methods and financing options, including plans with low monthly payments and 0% APR. We’re sure you’ll find a payment method that’s right for you.

Payment Methods

For our domestic customers, we provide multiple payment methods at checkout to make your purchase smooth and secure:

  • Credit Cards (Visa, Mastercard, Discover, American Express)
  • PayPal
  • Venmo (mobile checkout only)
  • Apple Pay
  • Google Pay
  • Pranessa Gift Cards
  • Bank Wire Transfers (orders over $500, U.S. only)

Credit card details are never stored on our site. If your card is declined, your order will be automatically canceled and you’ll be notified via email.

For wire transfers, we’ll provide account details after you place your order. Once the transfer clears, your order will be processed immediately. Please note some banks may charge transfer fees.

Gift Cards can be used on our website only and may be combined with other payment methods (except Katapult). Please note refunds for gift card purchases are issued back to a gift card.

Financing Options

Take advantage of our easy financing solutions through Affirm and Katapult.

Affirm

  • Flexible Payments: Up to 36 monthly payments, with 0% APR available*
  • Instant Decision: Real-time approval and immediate order processing
  • No Credit Impact: Eligibility checks do not affect your credit score
  • Simple Checkout: Select Affirm at checkout for an instant decision

Example: A $2,000 purchase might cost $69.57/month for 36 months at 15% APR.
*Learn more on our Affirm Financing Page.

Katapult

  • No Credit Required: Lease-to-own option with approvals up to $3,500
  • Pay Over Time: Flexible purchase and repayment plans
  • Fast Approval: Decisions within 5 seconds
  • Trusted Service: Rated 4.4/5 on TrustPilot, with no hidden fees or late charges

International Payment Options

We offer localized checkout experiences in select countries, including local payment methods like major credit cards, Klarna, PayPal, Apple Pay, Google Pay, and more. Payment options vary by country and will be displayed at checkout.

All international prices are shown in local currency and include applicable duties, taxes, and shipping (Delivered Duty Paid).